Commercial Credit Radar
Find loan growth before the borrower starts shopping.
Your bank has $42.6M in commercial loan opportunities and $13.8M in refinance risk over the next 180 days. Here are the 27 borrowers or prospects your lenders should call this week, the collateral behind each one, the likely incumbent lender evidence, and the deposits or treasury products attached to the relationship.
Loan opportunity
$43M
Refi risk
$14M
Calls this week
27
Top county
Benton
Selected credit opportunity
Riverbend Logistics Fleet LLC
UCC equipment evidence and logistics expansion point to a high-dollar fleet finance conversation.
Opportunity
$7.1M
Refi risk
$2.7M
Collateral
Equipment
Window
90 days
Safe opener: I saw public fleet and logistics activity that usually comes with financing and cash-flow decisions. I would like to compare notes on what is coming next.
Refi ladder 30 / 60 / 90 / 180
$4.2M / $800K / $4.6M / $4.2M
Estimated maturity and refinance-risk windows
Commercial pipeline
$43M
Modeled opportunity from collateral and expansion signals
High-priority calls
4
Lender calls with highest urgency
Deposit / treasury ties
8
Loan opportunities with relationship expansion paths
Risk posture
Medium
Weighted by modeled opportunity amount
Lender Action Queue
Ranked by risk tier, loan dollars, collateral signal, maturity pressure, and deposit or treasury relationship tie.
Selected Opportunity Brief
Collateral summary
Fleet and warehouse expansion signals indicate rolling stock, equipment, and working capital needs.
Lender evidence
UCC secured-party and lender-of-record clues are public-record evidence, not a current relationship claim.
Treasury / deposit tie
ACH, wires, fuel-card settlement, sweep, and fraud controls are likely attached.
Credit-safe guardrail
Do not say the business banks elsewhere; say public lien evidence suggests financing activity.
Source proof
Demo commercial credit radar data room - 2026-06-14 - Demo
Discovery Questions
Are you adding routes, trucks, warehouse capacity, or all three?
How are fuel, payroll, insurance, and customer collections moving today?
Would an equipment line simplify recurring fleet purchases?
What financing decisions are coming up before the next renewal window?
Collateral Relationship Graph
Owner -> LLC -> Collateral -> Public lender evidence -> Deposits / treasury -> CRM history
Owner
Avery Stone
Officer / principal surfaced from demo relationship graph.
LLC
Riverbend Logistics Fleet LLC
Borrower or prospect entity in the credit radar.
Property
Equipment
Collateral class used for lender routing and committee context.
Permit
Fleet equipment UCC, hiring signal, and logistics permit match
Public or bank-owned signal creating the reason to call.
Lender evidence
Lender-of-record evidence
UCC secured-party and lender-of-record clues are public-record evidence, not a current relationship claim.
Deposit relationship
Deposits / treasury tie
ACH, wires, fuel-card settlement, sweep, and fraud controls are likely attached.
CRM history
CRM history
Assigned lender action, follow-up date, and outcome tracking attached.
Queue Mix
Loan Maturity / Refi Radar
2 records
$15M
modeled
UCC & Equipment Finance
2 records
$12M
modeled
CRE / Property Intelligence
2 records
$8.9M
modeled
Expansion Borrower Signals
2 records
$6.4M
modeled
Follow-Up Workflow
Assigned lender
Jordan Lee
Referral path
Commercial lender owns; treasury referral is mandatory if ACH/wire volume is confirmed.
Follow-up date
2026-06-04
Outcome tracking
Term sheet review
Loan Committee Takeaways
$42.6M of modeled commercial loan opportunity is visible across public-record, relationship, permit, UCC, and maturity signals.
$13.8M is tied to 30/60/90/180-day refinance windows that lenders can work before competitors do.
4 opportunities are high-priority lender calls, and 8 include a deposit or treasury expansion path.
Benton County has the largest modeled opportunity concentration for this demo portfolio.
Every lender call includes credit-safe language, source proof, and a referral path so the bank can grow loans without creating compliance anxiety.
Source Proof & Guardrails
Source
Demo commercial credit radar data room
Source table
lib/commercial-credit-radar.ts:demoCreditOpportunityBook
Observed date
2026-06-14
Last refreshed
2026-06-14
This module is a commercial relationship workflow, not a credit decision, prescreen, approval, or firm offer of credit.
Lender-of-record and secured-party language must be described as public-record evidence unless verified by borrower-provided documents.
Mortgage maturity and payoff windows are estimated unless exact recorded or borrower-provided fields are present.
Do not claim a borrower banks with a named competitor unless independently sourced and approved for that use.
Attach deposits, treasury, and fraud-control referrals as relationship expansion paths, not as required conditions for credit eligibility.