Demo Mode - seeded demo workspace, isolated from production bank data
Riverstone Community Bank
Pulaski County, AR · platinum plan · demo mode
Core Launch Center

Prove Core Intelligence can launch without a data team.

A CBO should not hear “custom integration project.” This readiness desk shows the exact extract, guardrails, owners, and first 10 minutes required to turn bank-owned core data into banker action queues.

Readiness
98%
Launch window
10 min
P0 blockers
0
Activation status
Ready

Riverstone Community Bank can preview Core Intelligence in one working session: upload a sanitized Jack Henry extract, verify source controls, and produce banker-owned deposit defense queues in about 10 minutes.

CoreJack Henry
MethodSecure browser upload
BankRiverstone Community Bank
Balance Decay Alerts
$4.8M at risk

Assign retention calls before Friday

Treasury Upsell Ready
$2.1M opportunity

Route ACH/wire accounts to treasury

Competitor Cash Drain
$384K monthly pattern

Review outside payment-provider leakage

Maturity Radar
19 renewals

Create 30/60/90-day banker queue

First Banker Queues

Show who owns the first core-data actions before the meeting ends.

Approve the first banker queues and use the routing preview as the day-one Core Intelligence proof artifact.

Actions
4
Routed value
$1.5M
Manager review
1
First-call SLA
10 min
Telemetry: core_signal_routing_previewed
Routing preview assigns relationship-service tasks only. It does not expose raw account numbers, does not claim private competitor relationships, and keeps suppressed rows out of call queues.
Balance Decay Alerts
Owner: CDO / assigned relationship manager
SLA: Before noon
Count
1
Value
$483K

Call balance-decay relationships before any rate-only offer is discussed.

Proof: Uses 90-day balance trend and 30-day average balance from the sanitized extract.

Treasury Upsell Ready
Owner: Treasury officer
SLA: Today
Count
1
Value
$87K

Review ACH/wire volume and prepare one treasury product-fit conversation.

Proof: Uses monthly credits/debits and active treasury-products flag; no transaction descriptions are required.

High-Balance Low-Product
Owner: CBO / senior relationship manager
SLA: Before Friday
Count
1
Value
$483K

Create a relationship-depth call, not a mass prospecting task.

Proof: Uses average balance and active product count only.

Manager review required before mass outreach.

Maturity Radar
Owner: Commercial RM / branch manager
SLA: 30/60/90 queue
Count
1
Value
$483K

Build renewal calendar tasks and assign follow-up dates.

Proof: Uses maturity date fields; exact payoff/maturity data remains labeled internal and source-dated.

Controlled Routing Approval

Convert the preview into approved banker work without losing audit control.

Core Launch Center readiness export with QA, routing, suppression, and access-log proof.

Status
Ready to approve
Approver
CBO
Approved queues
4
Cutover
Controlled banker routing
Export approval proof
Telemetry: core_controlled_routing_approved
CORE-01
Balance Decay Alerts
Owner: CDO / assigned relationship manager · Due: Before noon
$483K
1 action

Approved for relationship-service banker workflow after suppression and source-proof checks pass.

CORE-02
Treasury Upsell Ready
Owner: Treasury officer · Due: Today
$87K
1 action

Approved for relationship-service banker workflow after suppression and source-proof checks pass.

CORE-03
High-Balance Low-Product
Owner: CBO / senior relationship manager · Due: Before Friday
$483K
1 action

Manager review is required before broad outreach because this queue contains high-value or strategic relationships.

CORE-04
Maturity Radar
Owner: Commercial RM / branch manager · Due: 30/60/90 queue
$483K
1 action

Approved for relationship-service banker workflow after suppression and source-proof checks pass.

QA preview cleared
Ready
Owner: Bank operations

Core extract QA preview shows required fields, row count, raw-identifier findings, and suppression readiness.

Suppression controls active
Ready
Owner: Bank admin

DNC, opt-out, existing-product, and review statuses are checked before any task or export.

Owner routing accepted
Ready
Owner: CBO

4 action(s) are assigned across 4 queue(s) with SLA and proof.

Audit export generated
Ready
Owner: Compliance

Core Launch PDF includes source-safe QA, routing preview, approval orders, and guardrail language.

Production safeguards
Only rows with clear suppression status can become banker tasks.
Raw account numbers, SSNs, tax IDs, and card numbers remain blocked before routing.
Every routed queue is labeled relationship-service workflow and is excluded from credit decisioning.
Manager-review lanes cannot be mass exported until the approving role signs off.
The PDF export captures QA, routing, approval, and guardrail proof for vendor-risk review.
Day-One Task Board

Give the deposit team its first approved workday from the core extract.

Which approved core-data tasks must be completed before noon, and which manager reviews are blocking relationship-service outreach?

Status
Ready
Before noon
2
Value in motion
$1.5M
Escalations
1
Telemetry: core_day_one_task_board_reviewed

Friday proof requires completed banker dispositions, treasury reviews, renewal follow-up dates, manager approvals, and the Core Launch approval PDF.

DAY1-01
Before 10 AM
$483K
Balance Decay Alerts

Open a retention call task for each shrinking relationship and record whether the balance movement is seasonal, operational, or relationship-risk.

Proof: CORE-01 approval note, source-safe queue proof, suppression status, and banker outcome note.

Owner
CDO / assigned relationship manager
Done when
Banker disposition logged
core_day_one_task_board_revieweddaily_queue_openedcall_logged
DAY1-02
Before noon
$87K
Treasury Upsell Ready

Create treasury review tasks with ACH, wire, RDC, positive pay, sweep, or ICS/CDARS fit noted before banker outreach.

Proof: CORE-02 approval note, source-safe queue proof, suppression status, and banker outcome note.

Owner
Treasury officer
Done when
Treasury review completed or product-fit task assigned
core_day_one_task_board_revieweddaily_queue_openedcall_logged
DAY1-03
Before Friday
$483K
High-Balance Low-Product

Assign a senior relationship-depth conversation and require manager review before any broad call list or export.

Proof: CORE-03 approval note, source-safe queue proof, suppression status, and banker outcome note.

Owner
CBO / senior relationship manager
Done when
Banker disposition logged
core_day_one_task_board_revieweddaily_queue_openedcall_logged
DAY1-04
30/60/90 queue
$483K
Maturity Radar

Create renewal calendar tasks with maturity window, assigned banker, and next documented follow-up date.

Proof: CORE-04 approval note, source-safe queue proof, suppression status, and banker outcome note.

Owner
Commercial RM / branch manager
Done when
Renewal follow-up date logged
core_day_one_task_board_revieweddaily_queue_openedcall_logged
Core Launch Autopilot

Turn a core extract into first signal QA without waiting on a data team.

Approve the first-signal preview and schedule the production cutover owner.

Go-live confidence
99%
Ops minutes
12
Touchpoints
5
First signal SLA
10 min
Telemetry: core_launch_autopilot_reviewed
Secure Extract
Owner: Operations
Ready

Jack Henry sample extract accepted through secure browser upload.

Artifact: Transfer receipt with row count and checksum

Guardrail: Encrypted transfer only; raw files expire after validation.

Field Mapping
Owner: DepositLeads
Ready

10 of 11 launch fields mapped to banker-readable labels.

Artifact: Sanitized field dictionary

Guardrail: Unknown fields stay out of queues until reviewed.

Suppression Controls
Owner: Bank admin
Ready

Opt-out, DNC, and existing-product suppression files are loaded.

Artifact: Suppression load receipt

Guardrail: No customer appears in a call queue before suppression checks pass.

Access & Audit
Owner: Compliance
Ready

GLBA acknowledgement and audit log are enabled for every view/export.

Artifact: Access log sample and GLBA acknowledgement

Guardrail: Every internal insight is relationship-service workflow, not credit decisioning.

First Signal QA
Owner: CBO / CDO
Ready

Preview queues reconcile balance decay, treasury fit, maturity radar, and outside payment-provider patterns.

Artifact: First-signal QA worksheet

Guardrail: Signal counts are preview-only until a bank admin approves production routing.

Production Cutover
Owner: Executive sponsor
Ready

Named bank owner can approve the first production banker queues.

Artifact: Go-live signoff and demo-isolation attestation

Guardrail: Demo workspace remains seeded and isolated from production bank data.

Core Provider Runbooks

A community bank should not need a data team to launch. Pick the core path, collect the artifact, and show the banker outcome in the same session.

core_provider_runbook_reviewed
Recommended path: Jack Henry via Secure browser upload.
Jack Henry
Secure upload
Ready

Export the standard deposit account, balance history, ACH/wire activity, maturity, and assigned-officer fields into the sanitized launch template.

Ops uses a saved report/export path; DepositLeads maps banker-readable fields and rejects raw account numbers automatically.

First Balance Decay, High-Balance Low-Product, Maturity Radar, and Treasury Upsell queues can be previewed in the launch session.

Artifact: Sanitized field dictionary, transfer receipt, row count, checksum, and GLBA acknowledgement.

Fiserv
SFTP schedule
Credential needed

Drop the sanitized daily or weekly extract to the bank-controlled SFTP folder with account hash, product, balance, trend, ACH/wire, and officer fields.

DepositLeads consumes the scheduled extract contract; bank IT only manages credentials and folder access.

Daily internal opportunity queues refresh without a manual spreadsheet after the pilot proof is approved.

Artifact: SFTP connection receipt, field dictionary, suppression load receipt, and access-log sample.

FIS
SFTP schedule
Credential needed

Schedule the sanitized relationship extract with hashed account IDs, customer segment, county, balances, maturity windows, and transaction-volume fields.

The bank provides the ordinary ops extract; DepositLeads handles mapping, QA, suppression, and preview routing.

Deposit defense, rate sensitivity, and treasury depth actions route to the assigned banker without SQL work.

Artifact: Field dictionary, sample extract approval, suppression receipt, and production cutover signoff.

Q2 / Nymbus
Webhook stream
Credential needed

Send sanitized account-opened, maturity, and transaction-summary events to the core webhook receiver after the preview extract reconciles.

API-enabled cores use a prebuilt event contract; no custom analyst query is needed for the first banker queues.

Account-opened attribution, maturity radar, and internal signal changes update inside the banker workflow.

Artifact: Webhook credential receipt, event contract, audit-log sample, and preview-to-production approval.

CSV / SFTP fallback
Secure upload
Credential needed

Use the DepositLeads sanitized template when the bank cannot yet automate a core-specific extract.

A bank operations user can launch the pilot from a template while IT works on a later scheduled feed.

The CBO still sees first-signal value in the first session without waiting on an integration project.

Artifact: Template validation receipt, raw-identifier block result, suppression receipt, and demo-isolation attestation.

Core Extract QA Preview

Bank ops can validate the sanitized extract before activation: required columns, raw identifier blocks, suppression readiness, and first banker queues from the same preview file.

core_extract_qa_previewed
Interactive QA Workbench

Validate a sanitized extract before anyone sees a queue.

Paste a CSV or upload a file. DepositLeads blocks raw identifiers, checks required fields, confirms suppression status, and previews banker-owned internal signals.

Ready
QA score
100%
Rows
1
Required fields
12/12
Suppression
100%
Signals
4
Raw IDs
0
Deposits at risk
$965K
Treasury opportunity
$87K
Next ops action: Approve this preview for controlled Core Intelligence routing and show the first banker queues in the same session.
Balance Decay Alerts
1
$483K

Assign same-day retention calls before any rate quote is approved.

Treasury Upsell Ready
1
$87K

Route ACH, wire, and operating-balance accounts to treasury for product-fit review.

High-Balance Low-Product
1
$483K

Create relationship-depth calls for high-balance customers with shallow product usage.

Maturity Radar
1
$483K

Build 30/60/90-day renewal queue for assigned bankers.

No P0/P1 findings. Preview is ready for controlled internal signal routing.
QA score
100%
Rows checked
1
Required fields
12/12
Suppression
100%
First signals
4
Ready

Next ops action: Approve this preview for controlled Core Intelligence routing and show the first banker queues in the same session.

QA stores source-safe extract facts only. It blocks raw identifiers, labels outputs as banker workflow, and keeps preview queues out of customer-facing exports until admin approval.

QA API endpoint
Deposits at risk
$965K
Treasury opportunity
$87K
Raw ID findings
0
Findings
0
Balance Decay Alerts
Count
1
Value
$483K

Assign same-day retention calls before any rate quote is approved.

Uses 90-day balance trend and 30-day average balance from the sanitized extract.

Treasury Upsell Ready
Count
1
Value
$87K

Route ACH, wire, and operating-balance accounts to treasury for product-fit review.

Uses monthly credits/debits and active treasury-products flag; no transaction descriptions are required.

High-Balance Low-Product
Count
1
Value
$483K

Create relationship-depth calls for high-balance customers with shallow product usage.

Uses average balance and active product count only.

Maturity Radar
Count
1
Value
$483K

Build 30/60/90-day renewal queue for assigned bankers.

Uses maturity date fields; exact payoff/maturity data remains labeled internal and source-dated.

Sanitized Core Extract Template

Give bank operations a safe starting file: hashed IDs, relationship-level balances, treasury indicators, suppression status, and no raw account numbers.

core_extract_template_downloaded
Columns
25
Sample rows
1

Template accepts hashed IDs and relationship-level facts only. It excludes raw account numbers, SSNs, tax IDs, card numbers, and customer-level transaction rows.

Download CSV template
depositleads-sanitized-core-extract-template.csv
account_id_hash
Match activity without storing raw account numbers
account_type
Separate DDA, MMA, savings, CD, loans, and lines
customer_segment
Route business, commercial, nonprofit, and consumer signals
county
Assign bankers and show market impact
avg_daily_balance
Quantify balances at risk and opportunity
balance_trend
Detect balance decay before deposits leave
monthly_credits
Estimate operating cash and inflow strength
monthly_debits
Identify ACH/wire volume and treasury fit

First 10 Minutes

0-1
Confirm Jack Henry extract method and GLBA acknowledgement
Owner: Bank admin
1-3
Upload sanitized sample or connect secure transfer path
Owner: Operations
3-5
Map core fields and block raw identifiers automatically
Owner: DepositLeads
5-7
Run source, suppression, and audit-log checks
Owner: DepositLeads
7-9
Generate internal opportunity queues and route unassigned accounts
Owner: DepositLeads
9-10
CBO reviews first banker action plan and vendor-risk evidence
Owner: CBO / Admin

Core Extract Field Map

account_id_hash
Match activity without storing raw account numbers
Mapped
account_type
Separate DDA, MMA, savings, CD, loans, and lines
Mapped
customer_segment
Route business, commercial, nonprofit, and consumer signals
Mapped
county
Assign bankers and show market impact
Mapped
avg_daily_balance
Quantify balances at risk and opportunity
Mapped
balance_trend
Detect balance decay before deposits leave
Mapped
monthly_credits
Estimate operating cash and inflow strength
Mapped
monthly_debits
Identify ACH/wire volume and treasury fit
Mapped
external_ach_debits
Flag outside payment-provider patterns safely
Mapped
loan_maturity_date
Build renewal and refinance queues
Mapped
assigned_banker
Route every action to an owner
Review

No Data-Team Proof

Bank ops exports the standard core extract template; no SQL or report-builder work is required in the demo path.
DepositLeads maps fields with banker-readable labels and blocks activation if raw account numbers appear.
The first output is a preview queue, not a production send. A bank admin confirms guardrails before any export.
Unassigned relationships route to a manager review queue so launch is not delayed by perfect territory cleanup.

Vendor-Risk Artifacts

GLBA data-use acknowledgement
SOC 2 / vendor-risk packet
Sanitized field dictionary
Data retention and deletion schedule
Export audit and access log sample
Demo isolation attestation

Compliance Controls

Hashed account identifiers only; raw account numbers, SSNs, and tax IDs are blocked.
Internal insights are labeled relationship service / banker workflow, not credit decisioning.
Outside movement is described as payment-provider or financial-institution patterns unless directly sourced.
Suppression, opt-out, and DNC controls are checked before call lists or exports.
Every view and export of transaction-derived insights is audit logged.

Launch Blockers

No P0 launch blockers. This bank is ready for a controlled Core Intelligence preview.