Core Intelligence
Deposit Defense Radar
Upload a sanitized core extract. In 60 seconds, DepositLeads shows which customers are shrinking, which ones are sending recurring cash outside the bank, which ones need treasury, and which bankers own the next action.
Deposits at risk
$5.8M
Expansion opportunity
$7.3M
Internal signals
31
Secure core extract preview
Demo preview accepts hashed account IDs only. The file is parsed locally in your browser for this demo surface.
Demo extract loaded. No bank file has been uploaded.
Deposits at risk
$5,815,000
Balance decay and maturity windows
Expansion opportunity
$7,335,000
Treasury and wallet-share plays
Cash drain / month
$420,000
Observed outside movement
90-day maturities
2
Loan/CD renewal radar
Signals generated
31
8 records analyzed
Demo moment
Ozark Foodservice Logistics LLC: 27% balance decline
Relationship preservation call today. Assigned to Alex Chen in Benton County.
Deposits at risk: $1.5M
Balance Decay Alerts
Business balances down 20%+ over 90 days. Call before the money leaves.
3
Ozark Foodservice Logistics LLC
Benton County - Alex Chen
Critical
Deposits at risk
$1.5M
27% balance decline
Relationship preservation call today
90-day balance trend: -27%
Average daily balance: $1.5M
Suggested opener: I wanted to check in personally because your relationship activity has changed and make sure we are still supporting the business the way you need.
Operating DDATreasury reviewRelationship retention
Delta Ridge Contractors LLC
Pulaski County - Morgan Avery
Critical
Deposits at risk
$1.3M
34% balance decline
Relationship preservation call today
90-day balance trend: -34%
Average daily balance: $1.3M
Suggested opener: I wanted to check in personally because your relationship activity has changed and make sure we are still supporting the business the way you need.
Operating DDATreasury reviewRelationship retention
Southwest Arkansas Surgical Supply
Pulaski County - Morgan Avery
High
Deposits at risk
$1.3M
22% balance decline
Relationship preservation call today
90-day balance trend: -22%
Average daily balance: $1.3M
Suggested opener: I wanted to check in personally because your relationship activity has changed and make sure we are still supporting the business the way you need.
Operating DDATreasury reviewRelationship retention
Treasury Upsell Ready
Commercial accounts with ACH/wire activity but no treasury products.
8
Ozark Foodservice Logistics LLC
Benton County - Alex Chen
Critical
ACH / wire volume
$340K
High transaction volume without treasury
Treasury officer follow-up
Monthly ACH/wire activity: $340K
No active treasury products in the extract
Suggested opener: Based on the account activity we are seeing, I think we may be able to save time and add fraud controls with treasury tools. Can we review how payments are handled today?
ACH originationRemote depositPositive paySweep
Southwest Arkansas Surgical Supply
Pulaski County - Morgan Avery
Critical
ACH / wire volume
$410K
High transaction volume without treasury
Treasury officer follow-up
Monthly ACH/wire activity: $410K
No active treasury products in the extract
Suggested opener: Based on the account activity we are seeing, I think we may be able to save time and add fraud controls with treasury tools. Can we review how payments are handled today?
ACH originationRemote depositPositive paySweep
Saline Medical Billing Group
Saline County - Priya Nair
High
ACH / wire volume
$265K
High transaction volume without treasury
Treasury officer follow-up
Monthly ACH/wire activity: $265K
No active treasury products in the extract
Suggested opener: Based on the account activity we are seeing, I think we may be able to save time and add fraud controls with treasury tools. Can we review how payments are handled today?
ACH originationRemote depositPositive paySweep
Delta Ridge Contractors LLC
Pulaski County - Morgan Avery
Medium
ACH / wire volume
$185K
High transaction volume without treasury
Treasury officer follow-up
Monthly ACH/wire activity: $185K
No active treasury products in the extract
Suggested opener: Based on the account activity we are seeing, I think we may be able to save time and add fraud controls with treasury tools. Can we review how payments are handled today?
ACH originationRemote depositPositive paySweep
Competitor Cash Drain
Recurring transfers to outside financial institutions or third-party payment providers.
5
Southwest Arkansas Surgical Supply
Pulaski County - Morgan Avery
High
Monthly outflow
$155K
Cash leaving to outside provider
Consolidation conversation
Recurring external movement: $155K
Observed target: outside treasury provider
Suggested opener: I wanted to talk about whether we are making your banking setup as simple as it should be. There may be a way to consolidate activity and reduce friction.
PayrollACHWiresTreasury controls
Ozark Foodservice Logistics LLC
Benton County - Alex Chen
Medium
Monthly outflow
$124K
Cash leaving to outside provider
Consolidation conversation
Recurring external movement: $124K
Observed target: payroll processor
Suggested opener: I wanted to talk about whether we are making your banking setup as simple as it should be. There may be a way to consolidate activity and reduce friction.
PayrollACHWiresTreasury controls
Delta Ridge Contractors LLC
Pulaski County - Morgan Avery
Medium
Monthly outflow
$78K
Cash leaving to outside provider
Consolidation conversation
Recurring external movement: $78K
Observed target: outside financial institution
Suggested opener: I wanted to talk about whether we are making your banking setup as simple as it should be. There may be a way to consolidate activity and reduce friction.
PayrollACHWiresTreasury controls
Faulkner Equipment Rentals LLC
Faulkner County - Jordan Lee
Medium
Monthly outflow
$36K
Cash leaving to outside provider
Consolidation conversation
Recurring external movement: $36K
Observed target: outside financial institution
Suggested opener: I wanted to talk about whether we are making your banking setup as simple as it should be. There may be a way to consolidate activity and reduce friction.
PayrollACHWiresTreasury controls
High-Balance, Low-Product
Large balances with shallow product depth. These are expansion conversations.
8
Ozark Foodservice Logistics LLC
Benton County - Alex Chen
Critical
Avg daily balance
$1.5M
Large balance, shallow relationship
Strategic relationship review
Product count: 2
Average daily balance: $1.5M
Suggested opener: You have trusted us with an important operating relationship. I would like to make sure we are supporting the rest of your banking needs too.
Money marketTreasuryCardsLending review
Southwest Arkansas Surgical Supply
Pulaski County - Morgan Avery
Critical
Avg daily balance
$1.3M
Large balance, shallow relationship
Strategic relationship review
Product count: 1
Average daily balance: $1.3M
Suggested opener: You have trusted us with an important operating relationship. I would like to make sure we are supporting the rest of your banking needs too.
Money marketTreasuryCardsLending review
Delta Ridge Contractors LLC
Pulaski County - Morgan Avery
Critical
Avg daily balance
$1.3M
Large balance, shallow relationship
Strategic relationship review
Product count: 1
Average daily balance: $1.3M
Suggested opener: You have trusted us with an important operating relationship. I would like to make sure we are supporting the rest of your banking needs too.
Money marketTreasuryCardsLending review
Faulkner Equipment Rentals LLC
Faulkner County - Jordan Lee
Medium
Avg daily balance
$980K
Large balance, shallow relationship
Strategic relationship review
Product count: 2
Average daily balance: $980K
Suggested opener: You have trusted us with an important operating relationship. I would like to make sure we are supporting the rest of your banking needs too.
Money marketTreasuryCardsLending review
Loan/CD Maturity Radar
Loans, lines, and CDs maturing in the next 30/60/90 days.
2
Faulkner Equipment Rentals LLC
Faulkner County - Jordan Lee
Medium
Balance to retain
$980K
46 days to maturity
Renewal call before rate shopping
Days to maturity: 46
Relationship age: 64 months
Suggested opener: Your maturity window is coming up, and I want to get ahead of it so we can make sure the structure still fits your goals.
RenewalRelationship rate reviewDeposit retention
Riverbend Pediatric Therapy
Pulaski County - Morgan Avery
Medium
Balance to retain
$740K
72 days to maturity
Renewal call before rate shopping
Days to maturity: 72
Relationship age: 24 months
Suggested opener: Your maturity window is coming up, and I want to get ahead of it so we can make sure the structure still fits your goals.
RenewalRelationship rate reviewDeposit retention
Single-Product Relationship Risk
Checking-only relationships that should be deeper before competitors call.
5
Southwest Arkansas Surgical Supply
Pulaski County - Morgan Avery
Critical
Relationship age
41 months
Checking-only relationship
Wallet-share discovery call
Only one product on file
Relationship age: 41 months
Suggested opener: We have been your checking bank for a while. I would like to ask a few questions about how you are handling payments, fraud controls, cards, and borrowing needs.
TreasuryCardsMerchantCredit line
Delta Ridge Contractors LLC
Pulaski County - Morgan Avery
Critical
Relationship age
38 months
Checking-only relationship
Wallet-share discovery call
Only one product on file
Relationship age: 38 months
Suggested opener: We have been your checking bank for a while. I would like to ask a few questions about how you are handling payments, fraud controls, cards, and borrowing needs.
TreasuryCardsMerchantCredit line
Saline Medical Billing Group
Saline County - Priya Nair
Medium
Relationship age
29 months
Checking-only relationship
Wallet-share discovery call
Only one product on file
Relationship age: 29 months
Suggested opener: We have been your checking bank for a while. I would like to ask a few questions about how you are handling payments, fraud controls, cards, and borrowing needs.
TreasuryCardsMerchantCredit line
Benton Dental Partners PLLC
Benton County - Alex Chen
Medium
Relationship age
17 months
Checking-only relationship
Wallet-share discovery call
Only one product on file
Relationship age: 17 months
Suggested opener: We have been your checking bank for a while. I would like to ask a few questions about how you are handling payments, fraud controls, cards, and borrowing needs.
TreasuryCardsMerchantCredit line
Source Proof
SourceSanitized core relationship extract
TypeBank-owned internal data
ObservedMay 27, 2026 demo extract
ConfidenceDemo
StorageDemo preview only; no raw account numbers stored
Compliance Guardrails
Only hashed account IDs are accepted; raw account numbers, tax IDs, and SSNs are blocked.
Internal core data is analyzed as bank-owned relationship service intelligence, not credit decisioning or prescreening.
Demo upload preview runs in the browser; production ingestion must use the isolated encrypted bank-owned data environment.
Production activation writes every view and export of internal-data-derived signals to the internal data audit log.
GLBA/vendor-risk acknowledgement is required before production activation.